XRAE – Xpress Risk Assessment Exchange

XRAE is the first multi carrier field underwriting and quick quoting technology tool in the industry. Using cutting edge technology, XRAE does what no human being can – master and implement over 35,000 specific underwriting rules based on over 600 potential questions in less than a second to determine the “best case” underwriting classification for multiple carriers.

Reduces Underwriting Hassles Optimizes Selling Time Increases Profitability and Efficiency

With XRAE you can:

Instantaneously evaluate a client’s medical conditions against the published and unpublished underwriting rules provided by carriers through the XRAE platform
Determine from XRAE Confidence Ranking the carriers most likely to approve the class shown based on the information provided;
Choose the best carrier for each client the first time
Track the status of all your quick quotes; and
Access XRAE while away from your offices on your Blackberry, iPhone or other mobile device

XRAE was developed to help simplify and expedite the underwriting process by providing a method for gathering the proper underwriting information “on the front end” of the sales process. Consistent use of this sales aid will eliminate most of the underwriting surprises that can complicate, delay and waste time during the underwriting process. This tool found on www.innovativeunderwriters.com enables you to transmit this information to our firm 24 hours a day, 365 days a year. Save time and money – make XRAE a part of your practice. Email us today at IDRequest@InnovativeUnderwriters.com to gain access to use XRAE. In the subject line please type XRAE.