CARRIER NEWS
Lincoln Financial Group Repays U.S. Treasury Investment in Full. Get the details here
Looking for an update on the most recent legislative activity in Washington, D.C. and the potential impact to the life insurance business? Click here for a replay of Principal Life’s conference call on the important issues facing our industry today
Lincoln Financial Group requires EFT for all new agents! Minimum check amounts will be changed to $2,500. Get the details here
Due to heavy volumes ING/Reliastar is experiencing delays in processing applications. The company has assured us that they are addressing this situation. You can rest assured that we will continue to follow up on your case and keep you advised. Be sure that you manage your client’s expectations and prepare them for underwriting delays while ING/Reliastar works through heavy volumes.
American General Life Insurance Company Announces 5% Compensation Increase on UL Products to writing agents. Take advantage of this great opportunity now through 12/31/2010! For a quote or more information, contact your marketing representative today. Info@InnovativeUnderwriters.com
Did you know that Prudential's Living Needs Benefit, an accelerated death benefit option, can be added at no charge to a term plan at the time of sale? And, it offers more benefits than other carrier options. See how it stacks up 5/12
Check out the new I&P limits offered by Met Life DI for select occupations – just click here or
Contact Source Brokerage for details
WHOLE LIFE (STYLE) GUARANTEES WITH UNIVERSAL LIFE – Looking for a UL Plan offers that offers premium and death benefits and guaranteed cash accumulations, too? Consider Banner’s new Life Choice UL can offer - See here for details
A Term Plan Designed For This Economy – Life Value Term from Banner and William Penn. Give your clients the coverage they need at the price they can afford today. Learn more
Assurity Life Insurance Company offers GBDI – Graded Benefit Disability Income - a plan designed and priced for clients with medical conditions. So if your client is not able to qualify for DI coverage at the Berkshire/Guardian, there may still be an opportunity to get him the coverage he needs with Assurity Life.
[ details ]
|
PRODUCT CHANGES
Assurity Life introduces Assurity Century+ DI Plan. For Product Highlights, click here.
For the full product guide, click here.
Here are the details
All ages! All face amounts! All classes!
ING continues to demonstrate their commitment to provide a competitive portfolio of protection products. Effective July 17 th, 2010, your clients will pay 9% less on coverage for ING Guaranteed Death Benefit Universal Life plans. Here are the transition details
New Performance UL and Performance SUL from John Hancock. Long Guarantees. Strong Cash Values. Affordable Coverage.
More information can be found here
West Coast Life Introduces Secure T – A universal life product with term like premiums and enhanced replacement options.
Check out the latest product innovation from West Coast Life here
John Hancock Makes Important LTC Product Changes (5/12) Be sure you read about these changes which are many and significant.
Banner Life lowers rates for Life Value Term 20 and 30 year plans introduces face solve calculation on their proprietary software. (5/12) Get the details here
Have you exhausted traditional underwriting outlets for your impaired risk client? Try this simplified issue plan that pays a death benefit from day one with pass or fail underwriting! Learn more about this new product here!
NEWS YOU CAN USE
Health Care Reform and LTC: CLASS Act provisions. Click here
|
$ALES IDEAS
Give Beneficiaries More Options – Use the Non-Spousal Beneficiary Endorsement The IncomeReady Inherited IRA Endorsement in Action
Under liberalized tax rules, non-spouse beneficiaries of a qualified plan can transfer the account balance to a Beneficiary or Inherited IRA.
The attached Sales Opportunity uses case studies to show you how this new Endorsement works for both spouse and non-spouse beneficiaries..
Read the sales opportunity
Grow Your UL Sales In Today’s Economic Climate.
To learn more, click here
 Pension Protection Act (PPA)
New opportunities for tax free funding of long term care insurance using non qualified annuities
To learn more, click here
|
