Hard to believe but Transamerica can issue preferred with clients with certain cancer histories. Get the details here.
AXA Implements Term Product Changes Mid January. Here’s the overview, details to follow later.
A Term Plan Designed For This Economy – Life Value Term from Banner and William Penn. Give your clients the coverage they need at the price they can afford today. Learn more!
American General Reduces Select-A-Term Rates Immediately. Some reductions more than 20% at some cells! Get all the details here
Genworth: NEW Colony Term UL
Colony Term UL will replace Colony Term on November 16 th. The Colony Term and Sure Term series will be discontinued on November 16 th. Click here for important transition guidelines and state approvals.
Check out this annuity with a 5% rate guaranteed for one year from an A+ carrier! [details]
ANICO, rated A+ by A.M. Best, now has COLA on their SPIA. Here’s how it works!
Allianz Exits Traditional LTC Market Effective 11/13/09 [details]
On December 1, 2009 Lincoln will be increasing the annual policy fee on all Lincoln LifeElements ® Level Term (2009) business from $75 to $125. The change will be based on Policy Date (the date from which policy anniversaries are measured) and will impact any and all business with a Policy Date of December 1, 2009 or later.
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See the DI Enhancements Advantage! Advantages from Union Central Life, a UNIFI Company Two new enhancements to Disability Income Insurance provide even more value for your clients.
• Own Occupation coverage for 4A physicians through issue age 60*.
• Improved Issue and Participation Limits for all occupational classes.
For more information contact Source Brokerage |
Innovative Underwriters Forms Strategic Alliance for Long Term Care - learn all about it
New Program from American General. Your Clients May Be Able To Double Their Coverage (available in most states) [details]
AML training for Mutual of Omaha, United of Omaha and Companion Life must be completed on the LIMRA website. Omaha will not accept any other vendors AML training. CLICK HERE TO GO DIRECTLY TO THE LIMRA website to do your training now. Questions, talk to Anna, Charles or Greg.
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MDRT Qualifiers!
Click here for information on how to get your MDRT certifications from the carriers directly!
ESTATE TAX, GIFT TAX AND GST UPDATES
January 1, 2010, brought some unexpected changes to the federal transfer tax system due to inaction by Congress. Each of the three transfer taxes (estate tax, gift tax and generation skipping transfer tax (GST)) are impacted in important ways.
Principal has summarized the current transfer tax rules, outlined the current planning environment and provided an outlook of future legislation. To learn more, here is a quick summary of where we are today.
WE HAVE WINNERS TO OUR CROSS THE FINISH LINE CONTEST!
Steve Derrick with First Financial Group in Maryland , and Jeff Hiatt from the Bulfinch Group Crossed the Finish Line To Score a 40” Flat Screen TV with Life and DI production, respectively.
Congratulations!
West Coast Life Increases Policy Fee, Reduces Maximum Issue Ages and Increases Premiums At Most Ages and Rate Bands February 1. Click here for the details – NO EXCEPTIONS!
ING Commission Reduction
There will be a 5% commission reduction on the 20 and 30 year ING Term Smart and Term Smart NY plans with applications dated July 11th, 2009 and later. Here’s the announcement from ING.
DI AND CI - A MATCH MADE IN HEAVEN
Take 5 minutes and click on this link! We all understand the power of DI but Critical Illness insurance (CI) - can help your clients at a time when they might need financial resources most. Questions? Contact Keith Pflieger at keith@sourcebrokerage.com or call 888-543-3634.
ING: Term Conversion Guidelines for Life Settlements
ING has added guidelines that affect commissions on term conversions that become life settlements. Click here for complete details.
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